Legal Notice.

1. Site Ownership

The website www.ragisgroup.com (hereinafter, the "Site") is owned by Ragis Group, with its official headquarters at 12642 Grey Eagle Ct, Suite 41, Germantown, Maryland 20874, United States of America. Contact email: contact@ragisgroup.com.

2. General Conditions of Use

Use of the Site implies full acceptance of the conditions set forth herein and of any other applicable rule. The user agrees to use the Site in accordance with the law, morality, public order, and good practices, and to refrain from any action that may damage the image, interests, or rights of Ragis Group or third parties.

The user is expressly prohibited from: (a) engaging in fraudulent, misleading, or unfair-competition activities; (b) accessing, modifying, or intervening in the source code, technical configuration, or any element of the Site through reverse engineering, automated scraping, denial-of-service attacks, or any other method; (c) impersonating Ragis Group, its representatives, or any third party; (d) introducing malicious software, viruses, or any technical element that could harm the Site or its users; (e) extracting information from the Site through automated tools without express written authorization.

3. Intellectual and Industrial Property

All Site contents, including without limitation: texts, copy, slogans, manuals, studies, technical guides, market analyses, case studies, photographs, illustrations, logos, registered or unregistered trademarks, isotypes, seals, color palettes, typographies, source code, site structure, the D-S-P methodology, and the Ragis Custody and Encryption Protocol, are the exclusive property of Ragis Group or its licensors, and are protected by applicable national and international legislation on intellectual and industrial property.

The reproduction, distribution, public communication, transformation, adaptation, translation, or any other form of exploitation, in whole or in part, of the Site's contents, by any means or medium, without the express written authorization of Ragis Group, is strictly prohibited. Unauthorized use of the contents will be pursued through all available legal channels.

The name "Ragis Group", the D-S-P methodology, the Ragis Custody and Encryption Protocol, the slogan "Precise decisions built to last." (or its Spanish equivalent), and any associated commercial identifier are distinctive signs proprietary to Ragis Group and may not be used by third parties without a written license.

4. Informational Nature of the Site

The Site's content is exclusively informational and educational. No content published on the Site constitutes a binding offer, individualized professional advice, legal, financial, accounting, tax, regulatory, or any other professional counsel. Commercial relationships with Ragis Group are formalized exclusively through a specific written contract between the parties, signed after a prior conversation and, when applicable, after a diagnostic process.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Ragis Group does not guarantee and assumes no liability for: (a) the accuracy, completeness, currency, or usefulness of the information published; (b) damages or losses, direct or indirect, arising from the use of the Site or from commercial decisions made on the basis of its content; (c) the continuous, uninterrupted, or error-free availability of the Site; (d) the absence of viruses, malicious software, or harmful elements that may affect the user's equipment; (e) the conduct, content, or policies of third-party websites linked from the Site; (f) consequential damages, lost profits, loss of opportunity, loss of data, or any consequential damage.

The user assumes exclusive responsibility for the use they make of the Site and for any decisions based on its content.

6. Indemnification

The user agrees to indemnify and hold Ragis Group, its directors, employees, advisors, and representatives harmless from any claim, demand, sanction, damage, loss, cost, or expense (including reasonable legal fees) arising from the user's breach of the conditions set forth herein, of any applicable law, or of third-party rights.

7. Links to Third-Party Sites

The Site may contain links to external resources belonging to third parties. Ragis Group does not control and is not responsible for the content, policies, commercial practices, availability, or security of such sites. The inclusion of links does not imply recommendation, endorsement, or association.

8. Modifications

Ragis Group reserves the right to unilaterally modify, at any time and without prior notice, the design, configuration, contents, conditions of access, and this Legal Notice. The user is responsible for periodically reviewing the current content.

9. Assignment and Severability

The user may not assign, transfer, or sublicense the rights or obligations arising from the use of the Site. If any provision of this Legal Notice is declared null or unenforceable by a competent court, the remaining provisions shall continue in full force and effect.

10. Governing Law and Jurisdiction

This Legal Notice is governed by the laws of the State of Maryland, United States of America, with express exclusion of its conflict-of-laws rules. Any dispute arising from access to or use of the Site shall be submitted to the exclusive jurisdiction of the courts of the State of Maryland, without prejudice to mandatory legislation applicable to the user by their place of residence.

For users in the European Union, mandatory local consumer protection provisions shall remain applicable. The parties agree that, in any case, all proceedings shall be conducted in English or Spanish, at Ragis Group's election.

11. Claim Procedure

To submit any claim, inquiry, or legal notice related to the Site, the user must write to contact@ragisgroup.com. Ragis Group undertakes to acknowledge receipt of the communication within a reasonable period.

Legal review notice. This Legal Notice must be reviewed by an attorney licensed in the applicable jurisdiction before final publication.